Loan eligibility criteria
- Indian resident aged 18 to 58 years
- Regular monthly income of ₹18,000 or more
- Valid PAN and Aadhaar linked to your mobile
- Active savings bank account
- A satisfactory credit profile
Transparent pricing
Rates & terms
Clear, transparent loan terms with a fixed daily ROI. Know exactly what you are paying before you apply.
Documents required
- PAN card for identity verification
- Aadhaar for online KYC
- Proof of address and date of birth
- Recent bank statement
- Salary slip or income proof, if requested
- Recent photograph
Rates & charges
- Loan amount
- ₹10,000 to ₹2,00,000
- Repayment period
- 1 to 45 days
- Daily ROI
- Fixed 1% per day
- Processing charges
- Shown clearly before acceptance
- Early repayment
- Subject to your loan agreement
Illustrative repayment
Example at the fixed 1% daily ROI.
- Principal amount
- ₹20,000
- Repayment period
- 30 days
- Interest amount
- ₹6,000
- Total repayment
- ₹26,000
This is an illustration only. Your final offer, applicable charges and repayment date will be shown in the Key Fact Statement before acceptance.
How is the daily interest calculated?
Daily interest is calculated on the principal amount using the fixed 1% daily ROI and the number of repayment days. The exact amount is shared before you accept the loan.
What you should know
Review the Key Fact Statement carefully. It includes the loan amount, applicable fees, repayment date, total payable and all material terms in one place.